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American Express and Bankruptcy » I applied completed the pre-qualification for American Express. The card I applied for was the Blue Cash Every Card.  I reason I was denied was because of bankruptcy.  That is the only reason that was listed on the denial letter.   I filed Bankruptcy back in 2/21 and it was discharged in 6/21.  I ha…

r/biltrewards on Reddit: Is it just me or is BILT (or WF?) almost too strict/thorough/paranoid with applications? » Posted by u/Tight_Couture344 - 8 votes and 31 comments

My Bilt Mastercard Application Experience (Approved!) » Here's why I applied for the Bilt Mastercard, and my experience with the application and getting approved.

r/CreditCards on Reddit: American Express Gold after Bankruptcy! I was stunned » Posted by u/IllAcanthocephala362 - 106 votes and 28 comments

r/biltrewards on Reddit: Paying Balance With Another Credit Card » Posted by u/RedWolfOrion - 7 votes and 14 comments

r/Brooklyn on Reddit: Transaction fee to pay rent » Posted by u/GoodParfait8 - 149 votes and 113 comments

WF Autograph w/ BK Ch7 » What's up everyone!  I've been prepping for a WF app since last year.   I opened a checking and savings account w/ WF last year and have about 11k sitting in the account atm (my way of establishing a banking relationship). However, I'm not too familiar with how much of an effect the bankruptcy wil…

Unexpected Approval for Bilt Mastercard (Wells Fargo) » I got approved instantly for the Bilt Mastercard with a $5,500 credit limit! I understand that Wells is a conventional bank and I was surely expecting a denial.  I don't recall what the exact score but it was around 700-710 on EQ which they pulled.  BK7 discharged 4 years ago.  Wells Fargo NIIB….

US Bank Credit Card after Bankruptcy Ch 7 - Data Point » All, This is my first post. Thought to share some data points regarding getting approved for US Bank post-BK.    CH7 discharge: Jan 2018 FICO scores: 680's Inquiries in the past 2 years: 3 No US Bank cards were IIB. Applied March 2022 for Altitude Connect Visa Signature for 50,000 signup bonus. Inst…


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